diff --git a/mintlify/platform-overview/core-concepts/account-model.mdx b/mintlify/platform-overview/core-concepts/account-model.mdx
index 15115f2f3..9162719a5 100644
--- a/mintlify/platform-overview/core-concepts/account-model.mdx
+++ b/mintlify/platform-overview/core-concepts/account-model.mdx
@@ -65,8 +65,9 @@ Grid uses two types of accounts: **internal accounts** (Grid-managed balances) a
     }
     ```
 
-    When you omit `swiftCode`, Grid derives it from the IBAN when possible.
-    Provide it when automatic derivation is unavailable.
+    Grid derives `swiftCode` from the IBAN when possible. If automatic derivation
+    is unavailable, provide it in the request. Responses may include the derived
+    value.
   </Tab>
 
   <Tab title="PIX (Brazil)">